RMD’s as stated in their name, are REQUIRED.
Not everyone needs money from their IRA so if you are forced to take this additional income you may have considered donating this to charity.
If you are not familiar with earnings announcements, you may not see the significance in Apple's recent press release.
Everyone needs an estate plan, and everyone has one, even if it is the default plan created by the state he or she lives. Each state has its own rules to determine what happens to someone's stuff once they pass away. If you don't want the state to choose what happens to your assets when you pass then, you do not stick with the Default Estate Plan. Below are more details about the different estate types and trusts. Our goal is to keep these insights simple so you can follow along.